A Customizable ACH Direct Debit (US Bank Accounts) Payment Form
Use WP Simple Pay to create a payment form that accepts ACH Direct Debit (US bank accounts) using the Automated Clearing House (ACH) payments system operated by Nacha.
ACH direct debits also provide lower transaction fees than cards. ACH payments on Stripe cost 0.80%, capped at $5, with a $1.50 instant verification fee. A $100 payment incurs a $2.30 fee; any payments above $625 cost $6.50
| Payment | Credit Card Fee | ACH Direct Debit Fee |
| $100.00 | 2.9% + $0.30 = $3.20 | $0.80 + $1.50 = $2.30 |
| $1000.00 | 2.9% + $0.30 = $29.30 | $5.00 + $1.50 = $6.50 |
Once you have selected the ACH Direct Debit payment form template in WP Simple Pay, you can then customize your form field options and add as many extra fields as you’d like. The template includes the following fields by default:
- Customer Name
- Customer Email Address
- ACH Direct Debit or Credit Card
Payments must be processed in USD. Confirmation for direct debit payments is delayed and can take up to 5 business days.
