How to Accept BLIK Payments

Reading time: 3 minutes | Difficulty: Beginner

Overview

BLIK is a Polish payment system that lets customers authorize payments using a 6-digit code generated by their bank’s mobile app. It’s the most-used online payment method in Poland — around 4 out of 5 Polish online shoppers prefer BLIK over cards or transfers.

Adding BLIK to your payment form removes friction for Polish customers: no card details, no bank login redirect, just a quick code entry from a familiar app.

Prerequisites

• WP Simple Pay Plus, Professional, or Elite license.
• A Stripe account that supports BLIK. BLIK is available to Stripe accounts in eligible regions — check the Stripe BLIK documentation for the latest availability.
• A payment form configured for PLN (Polish Złoty). BLIK is only offered when the form currency is PLN.

Step 1: Enable BLIK

To accept BLIK payments, visit the Payment tab in the payment form builder and enable BLIK.

If BLIK is not visible in the list, confirm:

1. Your form’s currency is set to PLN on the General tab.
2. Your Stripe account has BLIK enabled. You can verify this in your Stripe Dashboard’s Payment methods settings.

Step 2: Customer Experience

When a customer selects BLIK during checkout:

1. WP Simple Pay creates a BLIK payment request via Stripe.
2. Stripe prompts the customer to open their Polish bank’s mobile app and generate a 6-digit BLIK code.
3. The customer enters the code on your checkout page.
4. The bank app pushes a confirmation notification — the customer approves it within 60 seconds.
5. The payment is captured immediately and the customer is redirected to your confirmation page.

Frequently Asked Questions

Can I use BLIK for subscriptions or recurring payments?

No. BLIK is a single-use, one-time payment method. For recurring billing from Polish customers, use credit cards or Przelewy24.

What happens if the customer doesn’t approve the code in time?

BLIK codes are valid for 2 minutes after generation, and the bank-app confirmation has a ~60-second window. If the customer doesn’t approve in time, the payment fails and no funds move. The customer can simply request a new code and try again.

Are there fees beyond Stripe’s standard rate?

BLIK has its own Stripe fee schedule. Check the Stripe pricing for Poland page for current rates.

Can I refund a BLIK payment?

Yes. BLIK refunds are processed through the standard Stripe Dashboard workflow.

What’s Next?

• Accepting Przelewy24 Payments — the secondary Polish payment method, useful for customers without BLIK-enabled banks.
• Accepting PIX Payments — Brazil’s instant payment system.
• Currency and Locale Settings — set your form’s currency to PLN.
• Which Payment Methods Does WP Simple Pay Support?