How to Accept ACH Direct Debit (U.S. Bank Accounts) Payments
Direct debit payments on the Automated Clearing House (ACH), or ACH debits, allow businesses to collect funds from customers in the US who provide their bank account details and authorize businesses to debit them.
|Payment Method Type||Bank debit|
|Relevant Payer Geography||US|
|Country Availability||United States|
|Payment Completion||2 – 5 business days|
|Payment Amount||Credit Card Fee||ACH Direct Debit Fee|
|$100||$3.20||$0.80 + $1.50 verification fee|
|$1,000||$29.30||$5.00 + $1.50 verification fee|
Enable ACH Debit
To accept ACH Direct Debit payments, visit the Payment tab in the payment form builder, and enable ACH Direct Debit.
For eligible businesses, funds can be available within 2 business days from when the payment is processed. Otherwise, funds can be available within 4 business days. For more details and information on eligibility:
Your account currently does not support bank account payment amounts greater than $6,000.00
Stripe places an initial $6,000 ACH Debit transfer limit on new accounts. View Stripe’s support article for more information.