How to Accept BECS Payments

Stripe users in Australia can accept Australia BECS Direct Debit payments from customers with an Australian bank account.

As part of the payment process, businesses must collect a mandate that includes the customer’s bank account details (account holder’s name, the Bank-State-Branch or BSB number, and the bank account number) and must also accept the mandate Service Agreement. This gives the business an authorization to debit the account. Stripe can generate this mandate for businesses to present to their customers.

Australia BECS Direct Debit is a reusable, delayed notification payment method. This means that it can take up to three business days to receive notification on the success or failure of a payment after you initiate a debit from the customer’s account.

Payment Method Type	Bank debit
Relevant Payer Geography	Australia
Presentment Currency	AUD
Country Availability	Australia
Recurring Payments	No
Refunds	Yes
Disputes	Yes
Payment Completion	2 business days

Enable BECS

To accept BECS payments, visit the Payment tab in the payment form builder and enable BECS.

For new users, Australia BECS Direct Debit transactions have a default limit of 1,500 AUD per transaction and 4,500 AUD per week. If you need higher limits, contact Stripe support.